How to Hire a Bankruptcy Attorney

Deciding to file for bankruptcy is no easy matter. It can be good and bad in many ways. On the positive side, you will finally be able to settle your debts. Filing for bankruptcy is a straightforward process, but it can be arduous. There is a lot of paperwork involved, and proceedings can drag on if the creditors dispute your claims. In addition, it is very important to file for bankruptcy under the right “chapter” to make sure your financial interests are protected best. To do that, you will need a good bankruptcy attorney. Here are several tips on how to hire a bankruptcy attorney you can rely on:

The Attorney Specializes in Bankruptcy Cases

Do not hire a general practice lawyer to represent you during the bankruptcy proceedings. General practice lawyers lack the necessary expertise to handle these cases. You need a lawyer who specializes in bankruptcy law in your state, and is up to date on the amendments to the 2005 Bankruptcy Abuse Prevention and Consumer Protection Act. Filing for bankruptcy is a complicated process. There is both state and federal law to consider. For example, if you live in Scottsdale, Arizona, hire a bankruptcy attorney in Scottsdale to represent your interests the best.

Find a Professional Lawyer

Lawyers come in colorful personalities. However, the lawyer you hire should be highly professional. Some lawyers may talk to you as if you are casual friends, but the lawyer is expected to meet his or her obligations towards you. Namely, the lawyer should be available and accessible. If you call the lawyer, he or she should return your calls on time. The lawyer should explain the law to you and disclose fees honestly. So, prioritize professionalism when seeking a bankruptcy attorney.

The Lawyer Should be a Good Communicator

It’s very important to find a bankruptcy lawyer you are comfortable talking with. Filing for bankruptcy involves discussing personal financial matters. A lawyer won’t be able to represent your property without knowing the full details of your case. Therefore, look for this trait when searching for lawyers.

Discuss All Possible Resolution Routes

Before the lawyer takes on your case, you should be able to discuss all possible routes for settling your debts. For example, Chapter 7 bankruptcy may be the best route to take for your case. But this may not always be the case. Good lawyers always discuss all options available. Do not hire a lawyer that dictates what you should do without providing explanations.

Research the Fee

Hiring a bankruptcy lawyer will come with a fee. The fee can change, but it’s typically between $800 and $2,500 for the whole process. Some states limit how much a bankruptcy lawyer can charge a client. However, be careful to avoid lawyers who charge very little to represent you in court. Cheap fees mean that the lawyer is only going to handle your case in a brisk manner. That’s fine for the run-of-the-mill cases. However, bankruptcy can be complicated. So the lawyer should be prepared to handle that.

Follow the above tips, and possibly seek recommendations, to find the right lawyer to handle your bankruptcy and enjoy peace of mind later.